Fraud Red Flags
Common Sense Flags
  • Tips or complaints from other employees or outsiders regarding a certain employee.
  • Employee is living extravagantly relative to his/her known income level.
  • Unexplained amounts of overtime by a certain employee.
  • Employees who have been dishonest with current or previous employers.
Behavioral Flags
  • Employee does not take vacations or never misses work.
  • Overworked employee will not allow others to help with his/her work.
  • Custodian of financial records is overly protective of them.
  • Changes in behavior, such as increased drinking or moodiness.
  • Employees with substantial amounts of personal debt.
  • Employees who gamble on a regular basis.
Accounting Flags
  • Business is inexplicably unprofitable.
  • Company is having cash flow problems.
  • The "books" are out of balance.
  • Unexplained inventory shortages or adjustments.
  • Subsidiary account balances do not reconcile to corresponding control accounts.
  • Unexplained end-of-period adjusting entries.
  • Financial statement trends/ratios do not make sense.
  • Related-party assets on the financial statements.
Document Flags
  • Excessive credit memos.
  • Check register has been tampered with. (ex. entries whited out)
  • Source documents for payments made cannot be located.
  • Missing deposit slips and/or canceled checks.
  • Excessive written off accounts receivable.
  • Requested financial records cannot be produced upon demand.
  • Excessive sales voids.
  • Source documents, such as vendor invoices which are clearly atypical.
Internal Control Flags
  • Reimbursements are not supported by receipts or other source documents.
  • Background checks on key employees are not conducted.
  • The company considers internal controls to be unnecessary "red tape."
  • A single employee controls the company checkbook.
  • Lack of proper authorization and/or independent checks.
  • Internal controls are either non-existent or not enforced.
  • Invoices are paid without verifying receipt or purchase authorizations.
  • Company credit cards are not adequately controlled.
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